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Volunteer sampling which may produce non-representative samples is a particular problem with
Dividends
Disbursements from a company to its owners, typically representing a share of the earnings.
Short-term Speculation
Financial transactions or investments made with the expectation of significant returns in a short period, often characterized by high risk.
Available-for-sale Debt Portfolio
Debt securities that are not classified as held-to-maturity or trading securities, and can be sold in response to needs for liquidity or changes in interest rates.
Unrealized Loss
A loss that results from holding onto an asset that has decreased in value, but has not yet been sold or liquidated.
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