Examlex
If a mortgage includes an optional escrow account, the payment is actually divided into four parts abbreviated PITI, which is Principal, Interest, Transaction Fees, and Incidentals.
Institutional Racism
A form of racism that is embedded through laws and regulations within a society or an organization, leading to discrimination against certain racial groups.
Immigration
The process by which individuals move from one country to another to live permanently.
Positive Effect
The beneficial impact of a variable or intervention on a particular outcome.
Ethnic Relations
Refers to the way different cultural groups interact and relate to each other within a given society or community.
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