When Evaluating Credit, a Customer Who Has Sufficient Disposable Income

question 14

Multiple Choice

When evaluating credit, a customer who has sufficient disposable income and cash flow to pay off a loan is said to have

• A) capacity.
• B) creditworthiness.
• C) collateral.
• D) character.

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Definitions:

Awareness of Ultimate Concerns

The conscious recognition of one's deep and fundamental worries or existential questions, which can affect one's psychological well-being.

Logotherapist

A therapist who practices logotherapy, a form of psychotherapy founded by Viktor Frankl that emphasizes finding meaning in life's experiences, particularly through suffering.

Paradoxical Intention

A therapeutic technique involving encouraging a client to engage in or intensify the desired behavior, thus reducing its occurrence through paradox.

Existential Therapy

Focuses on exploring themes such as mortality, meaning, freedom, and isolation to help individuals confront the inherent challenges of human existence.