The Credit Decision Involves

question 27

Multiple Choice

The credit decision involves

• A) looking at the borrower's collateral.
• B) making sure that the customer is a good credit risk.
• C) investigating the customer.
• D) granting credit to all applicants.
• E) all of the above.

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Definitions:

Epigenetics

The study of how behaviors and environment can cause changes that affect the way genes work without altering the DNA sequence.

Phenotype

A collection of visible attributes or qualities in an organism, which emerge from how its genetic makeup interacts with its surroundings.

Percentage Of Variance

A statistical measure that describes the proportion of the variance for a dependent variable that's explained by an independent variable or variables in a regression model.

Nonshared Environments

Environmental factors that are not experienced by all relevant members of a household or study group and so can cause differences in their behaviors or traits.