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List the advantages and disadvantages of instant messaging IM).
Issue Price
The price at which new shares or bonds are offered to the public by a company or government for the first time.
Yield Per Annum
The annual return on an investment, expressed as a percentage of the total investment.
Retirement Income
Income that an individual receives after retiring from active employment, which can come from pensions, savings, investments, and government benefits.
After Tax
Referring to the net amount remaining after income tax has been deducted from gross income.
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