Which of the Following Debts Is Dischargeable in a Chapter

question 23

Multiple Choice

Which of the following debts is dischargeable in a Chapter 7 liquidation?

• A) Claims against property or funds obtained by the debtor under false pretenses or by false representations
• B) Claims for back taxes accruing within two years prior to bankruptcy
• C) Claims of general creditors for nonluxury personal and household goods
• D) Claims by creditors who were not notified of the bankruptcy

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Definitions:

Nonwhites

A term used to describe people who are not considered white, often in the context of racial demographics or discussions.

Automatic Processing

Refers to the nonconscious encoding of incidental information such as space, time, and frequency, and of well-learned information, such as word meanings.

The Spacing Effect

A memory phenomenon where learning is greater when studying is spread out over time, as opposed to studying the same amount of content in a single session.

Procedural Memory

A type of long-term memory responsible for knowing how to do things, also known as motor skills, involving tasks such as riding a bike or typing.