Examlex
Similar to an aptitude test that measures your ability to learn things in the future, a measure of the ability to deal with novel problems, reasoning abstractly, and thinking logically is called intelligence.
Credit Evaluations
Assessments conducted to determine the creditworthiness of individuals or entities, analyzing their ability to repay debts based on past and current financial activity.
Lending Decisions
The process undertaken by financial institutions to assess the creditworthiness of potential borrowers and decide whether to extend credit.
Long-term Borrowing
Debt obtained by a company with repayment terms extending beyond one year, used to finance the company's long-term investments and operations.
Debt Ratio
The debt ratio is a financial metric that compares a company's total liabilities to its total assets, indicating the proportion of a company’s assets that are financed by debt.
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