[Solved] If a company's five year credit spread is 200 basis points and the recovery rate in the event of a default is estimated to be 20% what is the average hazard rate per year over the five years A) 0.4% B) 1.2% C) 1.8% D) 2.5% Erectile Disorder: Erectile Disorder is a sexual dysfunction characterized by the consistent inability to maintain an erection sufficient for satisfactory sexual activity. Sexually Explicit Material: Content that shows sexual acts or arousal intended to stimulate erotic rather than aesthetic or emotional feelings. Desensitization: A process through which an individual becomes less responsive or sensitive to a stimulus after repeated exposure. Sexual Arousal: The physiological and psychological process of becoming sexually stimulated.