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The encoding process refers to
Doctrine
A belief, principle, or body of principles taught or advocated, as by a religious, philosophical, or political group.
Escrow
A legal arrangement in which a third party temporarily holds money, property, or documents until certain conditions are fulfilled.
Real Estate
Property consisting of land or buildings, and the natural resources of the land including uncultivated flora and fauna, farmed crops and livestock, water, and mineral deposits.
Mortgage Debt
The amount of money borrowed to purchase a property, which the borrower is obligated to repay with interest to the lender, typically secured by the property itself.
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