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The conflict between research and application arises because .
Overdue Accounts
Accounts receivable that have not been paid by the due date, often indicating a delay or default in payment by the debtor.
Contract
A legally binding agreement between two or more parties defining obligations and rights.
Equivalent Payments
Alternative payments that will result in the same future value at a later date.
Obligation
A duty or commitment to fulfil an act, usually as part of a contract or by law, such as the repayment of a loan.
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