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The technique is a way to determine the reliability by dividing the items of a test into two groups and correlating the two sets of scores.
Discount Future Cash Flows
The process of determining the present value of a series of future cash flows by applying a discount rate, reflecting the time value of money.
Original Contract Rate
This term refers to the initial interest rate agreed upon in a financial contract, such as a loan or lease agreement.
Restructured Loan
A loan for which the terms have been modified due to the borrower's inability to meet the original terms, often involving a reduction in the interest rate or an extension of the payment period.
Interest Revenues
Income earned on investments, loans, or other financial instruments that pay interest.
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