When Assessing the Creditworthiness of New Entrepreneurs, Lending Institutions Review

question 12

Multiple Choice

When assessing the creditworthiness of new entrepreneurs, lending institutions review the "Five C's". The ability of the entrepreneur to repay borrowed funds is known as:

• A) capacity
• B) capital
• C) collateral
• D) conditions
• E) character

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Definitions:

Immigration Customs

Procedures and regulatory policies that govern the entry and exit of persons and goods across national borders.

Worksite Enforcement

Measures and actions taken to ensure compliance with laws and regulations within a workplace, particularly concerning immigration and labor standards.

Sexual Harassment

Unwanted sexual advances, comments, or physical contact, especially in the workplace, that create a hostile or offensive environment.

Hostile Work Environment

A form of harassment in which unwelcome conduct based on race, religion, sex, national origin, age, disability, or genetic information unreasonably interferes with an employee's work performance or creates an intimidating, hostile, or offensive work environment.