Which of the Following Is NOT Typically Included in Housing

question 32

Multiple Choice

Which of the following is NOT typically included in housing costs used to calculate a borrower's payment-to-income ratio?

• A)Principal and interest on the mortgage applied for
• B)Mortgage insurance
• C)Property taxes
• D)Utilities
• E)All of the above are included in the housing costs

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Definitions:

Hearts Beat

The rhythmic contraction and relaxation of the heart muscle, which pumps blood throughout the body, essential for maintaining life by delivering oxygen and nutrients to tissues.

Mirror Technique

A therapeutic or self-improvement method where individuals observe themselves in a mirror to foster self-awareness or improve certain skills.

Self-Concept

One’s self-description and self-evaluation according to various categories, such as child, adolescent, or adult, one’s gender, and one’s skills.

Nose Touching

A gesture that can indicate various social cues or emotional states, depending on the context, including lying, discomfort, or the need for reassurance.