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Which of the following closing costs do not increase the lender's effective loan yield?
Sex
A biologically determined category, usually classified as male or female, based on reproductive anatomy and functions.
Mathematical Abilities
The capacity to understand, analyze, and work with numbers and mathematical concepts.
Gender-Related Differences
Variations in characteristics, behaviors, or practices based on gender, often influenced by social, cultural, or biological factors.
American Culture
The set of customs, traditions, beliefs, and social behaviors that are characteristic of the United States and its inhabitants.
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