Examlex
Which of the following is NOT a determinant of interest rates for single family residential mortgages?
Mental Illness
A broad range of mental health conditions that affect mood, thinking, and behavior, which may impact day-to-day functioning and relationships.
Capacity
Refers to the legal competence of an individual or organization to enter into a binding contract and understand the obligations it imposes.
Bargaining
The process of negotiating the terms of an agreement or contract between two or more parties.
Ratification
The act of formally confirming or approving an agreement or act, making it officially valid.
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