Consider an 8

question 20

Multiple Choice

Consider an 8.5% loan amortizing at a 25-year rate with monthly payments. What is the maximum amount that can be loaned on a property whose net operating income (NOI) is $500,000 per year, if the underwriting criteria specify a debt service coverage ratio (DCR) no less than 125%?

• A) $2,789,406
• B) $3,409,091
• C) $3,844,614
• D) $4,000,000
• E) $4,139,619

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Definitions:

Quality Diets

Diets that are high in essential nutrients, low in harmful elements, and contribute to overall well-being and health.

Drive Thru

A service model that enables customers to receive goods or services from a business without leaving their vehicle, commonly used in fast food and banking.

Convenience

The factor or quality of being suitable, easy, or handy to use, often influencing people's choices, including food selection and lifestyle practices.

Cheeseburger

A type of sandwich made with one or more cooked patties of ground beef, placed inside a sliced bun, often served with cheese, lettuce, tomatoes, onions, and condiments.