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Placebo effects e.g., for clinical depression) tends to:
Total Return
The overall financial gain or loss on an investment, considering both capital gains and income such as interest or dividends.
Dividend
A portion of a company's earnings that is paid to shareholders, usually on a regular basis.
Nominal Rate
The officially declared or promoted rate of interest for a loan or investment, excluding the effects of compounding or any associated fees.
Loan
A borrowed sum of money that is expected to be paid back with interest.
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