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In the year prior to retirement, a worker earned $20,000 and paid $5,000 in taxes on those earnings. His annual Social Security pension is $10,000 per year. Then it follows that his net replacement rate is 50 percent.
Amygdala
Two lima-bean–sized neural clusters in the limbic system; linked to emotion.
Reward Centers
Areas in the brain, particularly within the limbic system, that are responsible for the sensation of pleasure in response to certain stimuli, playing a crucial role in motivation and reward-based learning.
Hypothalamus
A region of the brain responsible for the regulation of various bodily functions, including hunger, thirst, temperature, and hormonal activity.
Limbic System
A complex system of nerves and networks in the brain, involving several areas near the edge of the cortex concerned with instinct and mood. It controls basic emotions (fear, pleasure, anger) and drives (hunger, sex, dominance, care of offspring).
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