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Human face perception seems to be
Required Reserve Ratios
These are central bank regulations set on the minimum amount of reserves that commercial banks must hold against deposits.
Excess Reserves
The reserves held by banks over and above the legal reserve requirement set by the central bank or regulatory authority.
Actual Reserves
The total amount of funds or commodities a bank holds at a given time, including both required and excess reserves.
Required Reserves
The minimum amount of funds that a bank is required to hold in reserve against deposits made by customers, as mandated by regulatory authorities.
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