If Insurance Premiums Are Going to Be Set Below the Actuarially

question 63

Multiple Choice

If insurance premiums are going to be set below the actuarially fair level for a certain group, who will likely be targeted to make up the difference?

• A) government regulators and taxpayers
• B) insurance company shareholders
• C) other buyers of insurance
• D) taxpayers or other buyers of insurance

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Definitions:

War-Weariness

A condition of feeling fatigue, disillusionment, or a strong desire for peace after prolonged periods of conflict, affecting individuals and societies.

Northerners

Generally refers to the residents or characteristics of the northern part of a country or region, but in U.S. history, it often specifically refers to residents of the Northern States, especially during the Civil War era.

Political Party System

The organized structure and operation of political parties within a political system, including the mechanisms of party formation, competition, and governance.

Presidential Candidates

Individuals who officially run for the office of President in an election, often representing political parties and presenting their platforms to the electorate.