Using the following table, what is the present value of $15,000 to be received in 10 years, if the market rate is 5% compounded annually? 
Definitions:
Neurotransmitter
Chemical substances that transmit signals from one neuron to another across synapses, playing key roles in the functioning of the nervous system.
Reuptake
Process by which neurotransmitters are taken back into the synaptic vesicles.
Pain-controlling Chemicals
Substances produced by the body, or administered externally, that can reduce or block the sensation of pain.
Endorphins
Biochemicals produced in the brain that act as natural painkillers and mood enhancers.
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