You are trying to explain debit and credit memos that appear on bank statements and whether these will increase or decrease your company's bank account balance. Complete the following table to help your new staff understand. 
Definitions:
Southern States
The states located in the southeastern region of the United States, historically characterized by unique cultural, economic, and historical attributes.
American Civil War
A pivotal conflict from 1861 to 1865 in the United States, fought between the Northern states (Union) and the Southern secessionist states (Confederacy), primarily over issues of slavery and states' rights.
Double-Consciousness
W. E. B. DuBois’s term for the divided identity experienced by blacks in the United States.
Du Bois
W.E.B. Du Bois, an American sociologist, historian, and civil rights activist known for his significant contributions to the study of African-American culture and history.
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