What Are "Mortgage-Backed Securities

question 80

Multiple Choice

What are "mortgage-backed securities"?

• A)company stock shares for financial institutions that lend to home buyers
• B)bonds backed by mortgage payments
• C)Treasury bills and savings bonds that banks sold to maintain liquidity during the mortgage default crisis
• D)insurance against mortgage loan defaults

Grasp the stages and elements of human resources planning, including forecasting labor demand and supply, and estimating labor shortages or surpluses.

Recognize the strategic role of recruiting in creating a buffer between planning and selection, and the impact of publicity and employer branding on attracting talent.

Identify internal and external sources of recruitment and their implications on hiring practices and organizational culture.

Know the methods and benefits of internal recruitment, including job postings and promote-from-within policies.

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Definitions:

Hierarchical

characterizes systems or organizations structured in levels of rank or authority, where higher levels have control over the lower ones.

Approach-Inhibition Model

A psychological theory suggesting that power increases an individual's tendency to approach positive stimuli and outcomes, while reducing their perception of risks.

Teachers

Educators or instructors who facilitate learning for students, typically in a school, college, or university setting.

Students

Individuals enrolled in an educational institution for the purpose of learning.