Which of the Following Would Be Considered an Example of Adverse

question 62

Multiple Choice

Which of the following would be considered an example of adverse selection?

• A) Malpractice insurance may increase the amount of malpractice.
• B) Drivers may be less cautious because they have airbags installed in a car.
• C) Those individuals who most need insurance are the ones most likely to buy it.
• D) Work contracts that give a set number of sick-days may encourage more workers to call in sick.

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Definitions:

Interpersonal Attraction

A force that draws people together, often leading to friendships or romantic relationships, influenced by factors like physical attractiveness, similarities, social status, and familiarity.

Self-esteem

The overall subjective emotional evaluation of one's own worth, encompassing beliefs about oneself as well as an emotional state such as triumph, despair, pride, and shame.

Physical Appearance

The outward phenotype or look of human beings, including aspects of body shape and facial features.

Double-blind Procedure

A study design in which neither the participants nor the researchers know who is receiving a particular treatment, minimizing bias.