(Last Word) in Examining the Relationship Between Student Loans and College

question 140

Multiple Choice

(Last Word) In examining the relationship between student loans and college tuition, the New York Federal Reserve Bank found that

• A) increases in tuition costs caused an increase in student borrowing.
• B) increases in student borrowing caused tuition costs to rise.
• C) while student borrowing and tuition costs have both risen over time, there is no causal relationship between the two.
• D) subsidizing the supply of higher education has increased both tuition costs and student borrowing.

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Definitions:

Cognitive Theory

A theory in psychology that emphasizes internal states and processes, such as perception, thought, problem-solving, and memory, as fundamental in understanding behavior.

Depression

A mental health disorder characterized by persistent feelings of sadness, hopelessness, and a lack of interest or pleasure in activities.

Bleak Thoughts

Pessimistic, hopeless, or despairing ideas and mental states.

Schizophrenia

A long-term mental disorder involving a breakdown in the relation between thought, emotion, and behavior, leading to faulty perception and withdrawal from reality.