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You are working with Joe, who was ordered by the court to attend therapy sessions after he was convicted of assault of a police officer. Joe tells you during the first session that the police officer who arrested him was racist and that he does NOT have a friggin' anger management problem! What stage of change is Joe at, and what would you do to move him toward the next stage of change?
Net Asset Value
The total value of a fund's assets minus its liabilities, often used to determine the value of shares in a mutual fund or ETF.
Year-End Assets
The total value of all assets that a company or individual owns at the end of a fiscal year.
Liabilities
Financial obligations or debts owed by a person or business to others, required to be repaid over time.
Operating Expense Fee
Fees charged by mutual funds and investment companies for the cost of managing the fund, including administrative and management services.
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