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Identify any fallacies in the following passage.
"Pryor's diatribe against gun control is flat-out nonsense. He probably doesn't believe that stuff himself."
Refusal of Credit
The denial of a request for borrowing money based on an assessment of creditworthiness.
Credit Reporting Legislation
Laws regulating the collection, access, and use of credit information about individuals.
Consumer Credit Report
A detailed document that contains an individual's credit history, including loans, repayments, and late payments, used by lenders to evaluate creditworthiness.
Debtor's Permission
The consent required from a debtor before certain actions, such as the sale or use of collateral, can be taken by creditors.
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