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Identify any fallacies in the following passage either by naming them or, where they seem not to conform to any of the patterns described in the text, by giving a brief explanation of why the fallacious reasoning is irrelevant to the point at issue.
"Of course, watching television for too long causes brain damage. Can you prove that it doesn't?"
Premium
The amount paid for an insurance policy or the amount by which a bond or stock sells above its face value.
Discount
A reduction from the usual cost of something, often used to encourage prompt payment or increase sales.
Market Interest Rate
The prevailing rate of interest that borrowers and lenders can expect to transact at in the broader financial market, influenced by supply and demand.
Contractual Interest Rate
The rate of interest agreed upon within the terms of a loan or bond agreement, payable to lenders or bondholders.
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