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Identify the type of observational study: cross-sectional, retrospective, or
prospective.
-Geneticists studying the biodiversity of roses collect data from reports classifying the number of varieties during the past 30 years.
Maturity
The final payment date of a loan or other financial instrument, at which point the principal (and all remaining interest) is due to be paid.
Annual Coupon
The total interest to be paid on a bond each year, divided between regular payment periods.
Bonds
Bonds are fixed-income securities that represent a loan made by an investor to a borrower, typically corporate or governmental, where the borrower agrees to pay back the principal plus interest at a specified date.
Market Interest Rate
The prevailing rate of interest available in the marketplace on comparable instruments, impacting borrowing costs and investment returns.
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