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Contrived Scarcity
An artificial limitation of supply to increase prices, often practiced by monopolies or through regulatory constraints.
Usury Law
Usury laws are regulations governing the amount of interest that can be charged on a loan, intended to protect consumers from excessive and unreasonable interest rates.
Interest Rate
The proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding.
Loanable Funds
Describes the market where savers provide funds to borrowers, influencing interest rates through supply and demand.
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