Examlex
Add or subtract as indicated and simplify if possible.
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Total Assets
The sum of all assets owned by an entity, including cash, investments, property, and other valuables, used to assess financial health.
Excess Reserves
The capital reserves held by banks over and above the minimum required by regulators, available for lending or investing.
Required Reserves
The minimum amount of reserves that a bank must hold, as mandated by the central bank, against its deposit liabilities.
Reserve Requirement
The mandatory percentage of deposits that banks must hold in reserve, either in their vaults or at the central bank, not available for lending.
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