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Institutional Racism
Systemic policies or practices within organizations and institutions that result in unequal treatment or outcomes for people of different races.
Mortgage Rates
The interest rate charged on a loan used to purchase a home, which can affect the overall cost of the loan and monthly payments.
Nonwhites
Nonwhites is a term used to describe individuals who are not identified as white, encompassing a broad range of racial and ethnic identities.
Working Poor
Individuals or families who are employed but whose earnings are not sufficient to meet a standard of living that is considered acceptable or comfortable.
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