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Factor the trinomial, if possible.
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Truth In Lending Act
A federal law designed to protect consumers in their dealings with lenders and creditors, by requiring clear disclosure of key terms in the lending agreement and all costs.
Fair Credit Reporting Act
A U.S. federal law designed to regulate the collection, dissemination, and use of consumer information, including consumer credit information.
Disclosure Duties
Legal obligations to reveal pertinent information during transactions or legal proceedings.
Users Of Credit Reports
Individuals or entities that access and use credit reports for decision-making purposes, such as lenders or employers.
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