Examlex
Write the word or phrase that best completes each statement or answers the question.Decide whether the statement makes sense. Explain your reasoning.
-I was offered a 30-year mortgage at a fixed rate of 8% or an adjustable rate mortgage that
starts at 6% for the first year. The ARM has no rate cap, but I will take that one anyway
because it doesn't look like interest rates will be going up any time soon.
Observational Learning
The process by which individuals learn new behaviors or information by watching others, also known as modeling.
Situational Type Phobia
A type of anxiety disorder characterized by an irrational fear of specific situations, such as public speaking or flying.
Social Anxiety Disorder
A chronic mental health condition characterized by an intense, persistent fear of being watched and judged by others.
Natural Environment Type Phobia
An intense, irrational fear of specific situations, activities, or things in the natural environment, such as heights, water, or insects.
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