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Federal Reserve System
The central banking system of the United States, responsible for the nation's monetary policy and regulation of the banking industry.
Borrow Money
The act of obtaining funds from another party, often a financial institution, under the agreement to pay back the principal amount along with interest or other charges.
Federal Lending Programs
Government-sponsored initiatives designed to provide loans to individuals, businesses, and other entities to promote economic development, support homeownership, or provide relief in financial distress situations.
Commercial Speech
Commercial speech involves any form of communication (e.g., advertising) used by businesses to promote the sale of goods and services, subject to certain regulations to protect consumers.
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