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Federal Reserve
The central banking system of the United States, responsible for setting monetary policy, regulating banks, and ensuring financial stability.
Savings And Loan Crisis
A financial crisis in the 1980s and 1990s involving the insolvency of numerous savings and loan associations in the United States.
Credit Cardholder
An individual or entity that has been authorized to use a credit card and is responsible for repaying the amount borrowed plus any interest accrued.
Credit Availability
The level of accessibility individuals or businesses have to obtaining loans or credit from financial institutions.
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