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Oral Promise
A commitment made through spoken words which, in certain circumstances, can be legally binding, though harder to prove than written contracts.
Garnishment
A legal process by which a creditor can collect what a debtor owes by requiring a third party to turn over the debtor's property or wages.
Creditors
Individuals or entities to which money is owed.
Wages
Payments made to employees by employers in exchange for work performed, typically calculated on an hourly or piecework basis.
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