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Of Earth's four overlapping spheres, which of the following does NOT involve material above Earth's surface?
Life Insurance Policy
A contract with an insurer that pays a designated beneficiary a sum of money upon the death of the insured person.
Certificate of Deposit
A savings certificate with a fixed maturity date and specified fixed interest rate, issued by banks to depositors.
United Way
A nonprofit organization that works worldwide, helping communities by funding partner organizations to support various social causes.
Trustee
A person or firm that holds and administers property or assets for the benefit of a third party.
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