[Solved] As a result of compounding, the effective annual rate on a bank deposit (or a loan) is always equal to or greater than the nominal rate on the deposit (or loan). Heterosexual Orientation: The sexual attraction or preference for individuals of the opposite sex. Asexual Individual: A person who generally does not experience sexual attraction to others, regardless of gender. Homoeroticism: The depiction of sexual attraction or interaction between members of the same sex, either in literature, art, or real-life scenarios. Heteroeroticism: Sexual feelings or desires that are directed towards individuals of the opposite sex.