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The most frequently used training method (especially in smaller businesses) is
Surety
A person or entity that takes responsibility for another's performance of an undertaking, for example, the payment of a debt.
Guarantor
A guarantor is an individual or entity that promises to repay a loan or fulfill an obligation if the original debtor fails to do so.
Equitable Redemption
is a legal principle allowing a mortgagor in default the right to redeem or reclaim their property by paying off the entire mortgage debt before a foreclosure sale.
Lender
An individual, organization, or entity that provides funds to another with the expectation of repayment plus interest.
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