What is the present value of the following cash flow stream at a rate of 6.25%? 
Definitions:
Observed Phenomena
Events or occurrences that have been noticed and recorded, often forming the basis for scientific study or theory development.
Job Security
The probability that an individual will retain their job over time without the risk of becoming unemployed.
Potential For Advancement
The opportunity or likelihood for progress, growth, or promotion within a career or professional field.
Small Company
A business with a small number of employees and a low volume of sales compared to larger companies in its industry.
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