Which of these structures is the product of the reaction? 
Definitions:
Time Deposit
A deposit in a financial institution that requires notice of withdrawal or must be left for some fixed period of time.
Junk Bonds
High-risk, high-yield bonds issued by companies with lower credit ratings, reflecting a greater risk of default but offering higher returns to compensate investors.
Real Estate Prices
The amount of money required to purchase ownership or rental rights to land and buildings.
Bank Interest Rates
The percentage charged on loans or paid on savings by banks to customers.
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