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Which of the following is not used as an antiseptic?
Applicant's Character
The assessment of an individual's moral and ethical qualities, often evaluated during the hiring or loan application processes.
Lender
An individual, institution, or entity that provides funds to another with the expectation that the funds will be repaid, typically with interest.
Five C's
A set of critical criteria used in credit analysis, typically referring to character, capacity, capital, collateral, and conditions.
Creditworthiness
A valuation or assessment of an individual's or entity's ability to repay debts or meet financial obligations.
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