Several Companies,some of Them Operating Through the Internet,offer "Paycheck Advances

question 58

Multiple Choice

Several companies,some of them operating through the Internet,offer "paycheck advances." Consumers are encouraged to take out a loan against a paycheck they expect to receive in the near future.These short-term loans with high-interest rates,and high penalties for late payments,are often marketed to consumers who do not have traditional bank accounts.These companies could most easily be criticized for which of the following?

• A)shoddy products
• B)poorly serving disadvantaged consumers
• C)high-pressure selling
• D)high advertising and promotion costs
• E)predatory pricing

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Definitions:

Spinal-Cord Axons

Nerve fibers in the spinal cord that conduct electrical impulses between the brain and the rest of the body, playing a crucial role in transmitting sensory information and motor commands.

Neuroscientists

Scientists who specialize in the study of the nervous system, aiming to understand the biological basis of behavior, cognition, and brain function.

Nervous System Chemicals

Substances, such as neurotransmitters and hormones, that transmit signals and regulate various functions within the nervous system.

Neurogenesis

The process by which new neurons are formed in the brain, a critical aspect of brain development and plasticity.