Which of the Following Is Not One of the "fiVe

question 32

Multiple Choice

Which of the following is not one of the "five C's of Credit" for credit scoring?

• A)Capability
• B)Capacity
• C)Capital
• D)Character
• E)Conditions

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Definitions:

Scapegoating

The practice of unfairly blaming an individual or group for problems or negative outcomes, often to deflect responsibility or criticism from oneself or one's group.

Differentiation

The process of distinguishing or creating variations among people or things, often to cater to different needs or objectives.

Moral Exclusion

The process by which individuals or groups are perceived as outside the boundary within which moral values, rules, and considerations of fairness apply.

Agentic State

A psychological state where an individual sees themselves as an agent for carrying out another person's orders, often used to explain obedience to authority.