What is the net present value of a project that has an initial cash outflow of $12,670 and the following cash inflows? The required return is 11.5 percent. 
Definitions:
Umbilical Hernia
A bulge or protrusion near the belly button that occurs when part of the intestine, fat, or fluid pushes through a weak spot in the abdominal muscles.
Silver Dollar
A coin traditionally made from silver that has variously served as legal tender in the United States.
Diabetes
A chronic condition characterized by high levels of sugar in the blood, resulting from the body's inability to produce or properly use insulin.
Health Belief
A psychological model that helps predict and explain health behaviors by focusing on the attitudes and beliefs of individuals about health conditions.
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