When Improper Collection Methods Are Used, It Is No Defense

question 41

True/False

When improper collection methods are used, it is no defense to the creditor that the improper acts were performed by an agent, an employee, or any other person acting on behalf of the creditor.

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Definitions:

Autobiographical Knowledge

Refers to a person's memory of personal experiences and events, including the times, places, emotions, and other contextual who, what, when, where, and why details of one's life.

Preoperational Thought

A stage in Piaget's theory of cognitive development, where children aged 2-7 years exhibit symbolic thinking but lack the ability for logical operations.

Concrete Operational

A stage in Piaget's theory of cognitive development during which children gain the ability to think logically about concrete events.

Decentered

In developmental psychology, a term referring to the ability to take multiple aspects of a situation into account, seeing things from more than one perspective.