What Is a Correct Statement Concerning Burden of Proof

question 8

Multiple Choice

What is a correct statement concerning burden of proof?

• A) The insured has the burden of proving that the loss was a covered loss.
• B) The insurer has the burden of proving that the loss was not covered.
• C) Exceptions to coverage are liberally interpreted in favor of the insurer.
• D) Exceptions to coverage are disregarded in life insurance matters.

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Definitions:

Discriminatory Laws

Legislation that distinguishes between individuals or groups in a way that disadvantages some and advantages others, often based on race, gender, or other characteristics.

Census Year

A specific year in which a census, or an official count and survey of a population, is conducted.

Legacy Of Slavery

The enduring social, economic, and cultural impacts of slavery, particularly affecting African American communities and influencing contemporary societal structures and inequalities.

Equal Access

The principle or goal of providing all individuals with the same opportunities or access to services, resources, or institutions, without discrimination or bias.