The Basic Factors to Be Evaluated in the Credit Evaluation

question 78

Multiple Choice

The basic factors to be evaluated in the credit evaluation process, the five Cs of credit, are:

• A) conditions, control, cessation, capital, and capacity.
• B) conditions, character, capital, control, and capacity.
• C) capital, collateral, control, character, and capacity.
• D) character, capacity, control, cessation, and collateral.
• E) capacity, character, collateral, capital, and conditions.

---

Definitions:

Positive Instance

An example or case that supports a theory or hypothesis.

Complete Enumeration

A method involving listing all possible members of a set to show a proposition's truth.

Generalization

The process or act of formulating general concepts by abstracting common properties of instances.

Examination

A detailed inspection or analysis of an object, person, or situation for the purpose of evaluation.