Which Method of Risk Assessment Is Required by the ACA

question 62

Multiple Choice

Which method of risk assessment is required by the ACA for individual and small-group health insurance?

• A)Experience rating
• B)Pure community rating
• C)Adjusted community rating
• D)Risk selection

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Definitions:

Benzodiazepines

Drugs that lower anxiety and reduce stress.

Minor Tranquilizers

Medications often prescribed to reduce anxiety and induce calmness without inducing sleep.

Biomedical Therapies

Therapies that directly affect the biological functioning of the body and brain; therapies for mental disorders in which a person with a problem is treated with biological or medical methods to relieve symptoms.

Psychiatrists

Medical doctors specializing in diagnosing, treating, and preventing mental, emotional, and behavioral disorders.